Asset Based Lending Services

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Why Choose Asset Based Lending?

Are you borrowing for the first time but are not sure of the finance options available?

Are you looking to finance a management buyout, merger, or acquisition?

Do you need to restructure or renegotiate your current borrowing?

Then Asset Based Lending could prove the best route forwards.

Asset Based Lending (ABL) can open up funding opportunities for your business ventures. ABL works by providing funding against the value of the multiple assets within your business, such as account receivables, inventory, stock plant and machinery and property. The cash held within these assets is then released to provide additional working capital.

There are a number of Asset Based Lending options available

Invoice Discounting

Invoice discounting allows you to finance your sales ledger on an ongoing basis and release funds against unpaid invoices. It can help you to manage cash flow, so you can plan ahead with confidence and invest in staff, materials and equipment, while you’re waiting for customers to pay. Working with a specialist will help you to plan and execute this process securely.

Lending Options

Borrowing through a trusted lender can provide an attractive option for financing your business objectives. There are several lending options available depending on your project, the amount of security you have available and the credit terms. We can help you to navigate the lending market to find the best fit and repayment terms for your situation.

Investment Options

Depending on the project, approaching an investor, such as a high net worth individual or private equity group, may be the best option for funding. Each investment option will come with specific criteria and terms for the investment return. For this reason, it is important to choose the right investment option for your business situation.

Mezzanine Financing

Mezzanine finance can be a useful tool where complete financing is not achievable through lending or investment options and a hybrid of the two is required. Mezzanine financing does carry greater risks and attracts a higher rate of interest, which is why this option should only be approached with the guidance of a specialist.

Receive support from the wider Opus Group

With Opus, you will have access to all encompassing business advisory options across our Group to support your business growth.

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