{"id":169546,"date":"2024-08-29T11:21:21","date_gmt":"2024-08-29T10:21:21","guid":{"rendered":"https:\/\/opusllp.com\/restructuring-insolvency\/?page_id=169546"},"modified":"2024-11-28T09:31:47","modified_gmt":"2024-11-28T09:31:47","slug":"debt-arrangement-scheme-das","status":"publish","type":"page","link":"https:\/\/opusllp.com\/restructuring-insolvency\/debt-arrangement-scheme-das\/","title":{"rendered":"Debt Arrangement Scheme (DAS)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"169546\" class=\"elementor elementor-169546\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-926e0d9 elementor-section-height-min-height elementor-section-content-middle whitetext elementor-section-items-bottom elementor-section-boxed elementor-section-height-default sc_fly_static\" data-id=\"926e0d9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cdea38a sc_content_align_left sc_layouts_column_align_left sc_layouts_column sc_inner_width_none sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"cdea38a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77cf191 whitetext animated-slow animation_type_block sc_fly_static elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"77cf191\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:&quot;800&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Debt Arrangement Scheme<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee58aea sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"ee58aea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c0b846e elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"c0b846e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b538eb8 sc_content_align_left sc_layouts_column_align_left sc_layouts_column sc_inner_width_none sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"b538eb8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53f22bd animated-slow animation_type_block sc_fly_static elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"53f22bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:&quot;800&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<big>A Debt Arrangement Scheme enables someone in debt some respite. Through a debt payment programme, the person can repay their debts in full over an extended period of time.<\/big>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8056c11 sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"8056c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-67eb8aa sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"67eb8aa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0ce7689 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"0ce7689\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9f4508f sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"9f4508f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0f6b68c sc_content_align_center sc_layouts_column_align_center sc_layouts_column sc_inner_width_none sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"0f6b68c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-118a127 animated-slow animation_type_block sc_fly_static elementor-invisible elementor-widget elementor-widget-qi_addons_for_elementor_button\" data-id=\"118a127\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:&quot;800&quot;}\" data-widget_type=\"qi_addons_for_elementor_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a class=\"qodef-shortcode qodef-m qodef-qi-button qodef-html--link qodef-layout--outlined qodef-type--standard qodef-size--full qodef-icon--right qodef-hover--icon-move-horizontal-short\" href=\"https:\/\/opusllp.com\/contact-us\/\" target=\"_self\">\n\t<span class=\"qodef-m-text\">Contact Us<\/span>\n\t\t<span class=\"qodef-m-icon qodef--icon-color-set\">\n\t\t<span class=\"qodef-m-icon-inner\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t\t\t<\/span>\n\t<\/span>\n<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3257c4 sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"f3257c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-651d71d4 elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"651d71d4\" data-element_type=\"section\" data-e-type=\"section\" id=\"intro\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-587699fc sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"587699fc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-652ec515 sc_content_align_left sc_layouts_column_align_left sc_layouts_column sc_inner_width_none sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"652ec515\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64bf443d animated-slow animation_type_block sc_fly_static elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"64bf443d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:&quot;600&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Personal debt and Debt Arrangement Scheme<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62eede87 sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"62eede87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-528815a3 animated-slow twocol animation_type_block sc_fly_static elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"528815a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:&quot;600&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.aib.gov.uk\/debt-arrangement-scheme-das\/about-das\" target=\"_blank\" rel=\"noopener\">The Debt Arrangement Scheme<\/a>\u00a0(\u201cDAS\u201d) is similar to a Debt Management Plan however, it is backed by the Scottish Government and is legislation lead. A DAS allows an individual to make one affordable monthly payment towards all unsecured debts included in the DAS until debts are paid in full.<\/p><p>Once the DAS is approved by creditors, all interest and charges are frozen during the term of the DAS. Any assets owned by the individual are not included in the DAS.<\/p><p>If breathing space is required to allow an individual to enter into a DAS, or obtain further advice, a Moratorium can be applied for. The Moratorium is registered on a public register, being the Register of Insolvencies, and stops creditors taking any action during the period being 6 months.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f2cc200 sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"7f2cc200\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8e9bd86 leftaligned animated-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default animation_type_block sc_fly_static elementor-invisible\" data-id=\"8e9bd86\" data-element_type=\"section\" data-e-type=\"section\" id=\"intro\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:&quot;1000&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7a3aa4dd sc_content_align_left sc_layouts_column_align_left sc_layouts_column sc_inner_width_none sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"7a3aa4dd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14ddd593 sc_fly_static elementor-widget elementor-widget-heading\" data-id=\"14ddd593\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is the Debt Arrangement Scheme process?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bedc8e sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"5bedc8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-822bd69 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"822bd69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The DAS is a straightforward process which allows all debts to be paid in one affordable monthly payment via a\u00a0<a href=\"https:\/\/www.aib.gov.uk\/debt-arrangement-scheme-das\/about-das#whatisaDPP\" target=\"_blank\" rel=\"noopener\">Debt Payment Program<\/a>\u00a0(\u201cDPP\u201d). The DPP can last for any reasonable time.<\/p><p>The individual will receive initial advice and assessment of the monthly payment affordability. Once the DPP has been agreed, the proposal will be put to creditors.<\/p><p>Creditors have 21 days to agree to the DPP. If no response is received from creditors, it is deemed to be accepted. Should creditors of more than 10% in value lodge an objection to the DPP, it will not be approved. However, the DPP can be reviewed by the DAS Administrator, who is the\u00a0<a href=\"https:\/\/www.aib.gov.uk\/\" target=\"_blank\" rel=\"noopener\">Accountant in Bankruptcy<\/a>. The DAS Administrator will complete a \u2018fair and reasonable\u2019 test and if the DPP passes this test then it is deemed to be approved and creditors are legally bound.<\/p><p>Once the DPP is approved, creditors will freeze all interest and charges, therefore, the balance due at the start of the DAS will not increase, irrespective of the term of the DPP. Creditors included in the DAS cannot raise legal action against the individual whilst the DAS is in place. The creditors will receive payment from the DPP on a monthly basis until the debt is paid in full.<\/p><p>Should the individual come into a windfall, the DAS term can be ended early if the payment clears the balance due.<\/p><p>All assets owned by the individual are not included DAS and are not at risk as long as re-payments are maintained to any relevant securities.<\/p><p>Sole traders also have a Business DAS available to them. The maximum period for a business DAS is 5 years.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eef3b35 leftaligned animated-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default animation_type_block sc_fly_static elementor-invisible\" data-id=\"eef3b35\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:&quot;1000&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fae9ae8 sc_content_align_left sc_layouts_column_align_left sc_layouts_column sc_inner_width_none sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"fae9ae8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-945bf10 sc_fly_static elementor-widget elementor-widget-heading\" data-id=\"945bf10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The pros and cons of a Debt Arrangement Scheme (DAS)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-872bb5d sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"872bb5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-469612a sc_fly_static elementor-widget elementor-widget-heading\" data-id=\"469612a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">The advantages<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a351aac sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"a351aac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f65be42 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"f65be42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>A guarantee of legal protection against creditors.<\/li><li>Interest &amp; charges on debts will be frozen.<\/li><li>Your possessions and property remain safe, regardless of equity value.<\/li><li>Creditors who initially reject your proposal can be forced by an administrator to comply if the arrangement is deemed fair.<\/li><li>Any legal actions taken against you regarding debt recovery will stop, including enforcement by bailiffs (Sheriff\u2019s Officers).<\/li><li>All future contact with creditors will be through a money adviser who will represent you in all communications throughout your DAS.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8aefcdb sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"8aefcdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecc1912 sc_fly_static elementor-widget elementor-widget-heading\" data-id=\"ecc1912\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">The disadvantages<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bdcde7 sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"5bdcde7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db4888d sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"db4888d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Limited access to future credit.<\/li><li>Credit score will be affected.<\/li><li>You will need to make regular payments throughout the period agreed for the DAS.<\/li><li>There is no time limit for a DAS, so repaying your creditors may take many years.<\/li><li>The terms of a DAS may lead to a period when repayments are not made against certain debts, such as loans. This could lead to the debtor falling into arrears or their arrears increasing. Where this possibility exists, the debtor will be told when payments will be made against these debts.<\/li><li>Only some of your unsecured debts are included and any other remaining debts will still be outstanding. The following debts are excluded from a DAS and will continue to be payable in full:<ul><li>Student loans<\/li><li>Legal debts<\/li><li>Secured loan payments<\/li><li>Ongoing mortgage payments<\/li><\/ul><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f81a3c3 leftaligned animated-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default animation_type_block sc_fly_static elementor-invisible\" data-id=\"f81a3c3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:&quot;1000&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-30387f9 sc_content_align_left sc_layouts_column_align_left sc_layouts_column sc_inner_width_none sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"30387f9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b762f2f sc_fly_static elementor-widget elementor-widget-heading\" data-id=\"b762f2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Advice on personal debt and Debt Arrangement Scheme<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af59685 sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"af59685\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ade2e4 sc_fly_static elementor-widget elementor-widget-text-editor\" data-id=\"3ade2e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For more information on personal debt and the Debt Arrangement Scheme, we offer an initial free consultation to review the situation and make recommendations on the best way forward. If we think that the Debt Arrangement Scheme is the best route forward,\u00a0<a href=\"https:\/\/opusllp.com\/restructuring-insolvency\/\" target=\"_blank\" rel=\"noopener\">our specialists<\/a>\u00a0can support the individual at every step of the way through the process.<\/p><p>Contact our <a href=\"https:\/\/opusllp.com\/contact-us\/edinburgh\/\">Edinburgh<\/a> or <a href=\"https:\/\/opusllp.com\/contact-us\/glasgow\/\">Glasgow<\/a> Office to arrange a no obligation and confidential call with one of our Partners.<\/p><p>For information on fees in relation to a Debt Arrangement Scheme,\u00a0<a href=\"https:\/\/opusllp.com\/restructuring-insolvency\/creditor-fee-guide\/\">click here<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6babbd21 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default sc_fly_static\" data-id=\"6babbd21\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-71c5de70 whitetext sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"71c5de70\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-59654dd8 animated-slow animation_type_block sc_fly_static elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"59654dd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:&quot;600&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Keeping informed<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-751f2315 sc_fly_static elementor-widget elementor-widget-spacer\" data-id=\"751f2315\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c447f05 animated-slow animation_type_block sc_fly_static elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"6c447f05\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:&quot;600&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sign up to our monthly newsletter sharing the latest insights and industry news<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-557f7b42 ctabutton sc_inner_width_none sc_content_align_inherit sc_layouts_column_icons_position_left sc_fly_static\" data-id=\"557f7b42\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-366d5fa5 elementor-align-right animated-slow ctabutton animation_type_block sc_fly_static elementor-invisible elementor-widget elementor-widget-button\" data-id=\"366d5fa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:&quot;800&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/opusllp.com\/newsletter\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Sign Up<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Debt Arrangement Scheme A Debt Arrangement Scheme enables someone in debt some respite. Through a&hellip;<\/p>\n","protected":false},"author":1,"featured_media":170026,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-169546","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Debt Arrangement Scheme (DAS) - Opus Restructuring &amp; Insolvency<\/title>\n<meta name=\"description\" content=\"For more advice on the Debt Arrangement Scheme, we offer an initial free consultation to review and make recommendations.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/opusllp.com\/restructuring-insolvency\/debt-arrangement-scheme-das\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Debt Arrangement Scheme (DAS) - Opus Restructuring &amp; Insolvency\" \/>\n<meta property=\"og:description\" content=\"For more advice on the Debt Arrangement Scheme, we offer an initial free consultation to review and make recommendations.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/opusllp.com\/restructuring-insolvency\/debt-arrangement-scheme-das\/\" \/>\n<meta property=\"og:site_name\" content=\"Opus Restructuring &amp; Insolvency\" \/>\n<meta property=\"article:modified_time\" content=\"2024-11-28T09:31:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/opusllp.com\/restructuring-insolvency\/wp-content\/uploads\/sites\/4\/2024\/09\/iStock-2004890520.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1254\" \/>\n\t<meta property=\"og:image:height\" content=\"836\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/debt-arrangement-scheme-das\\\/\",\"url\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/debt-arrangement-scheme-das\\\/\",\"name\":\"Debt Arrangement Scheme (DAS) - Opus Restructuring &amp; Insolvency\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/debt-arrangement-scheme-das\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/debt-arrangement-scheme-das\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2024\\\/09\\\/iStock-2004890520.jpg\",\"datePublished\":\"2024-08-29T10:21:21+00:00\",\"dateModified\":\"2024-11-28T09:31:47+00:00\",\"description\":\"For more advice on the Debt Arrangement Scheme, we offer an initial free consultation to review and make recommendations.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/debt-arrangement-scheme-das\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/debt-arrangement-scheme-das\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/debt-arrangement-scheme-das\\\/#primaryimage\",\"url\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2024\\\/09\\\/iStock-2004890520.jpg\",\"contentUrl\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2024\\\/09\\\/iStock-2004890520.jpg\",\"width\":1254,\"height\":836,\"caption\":\"Happy mid aged business woman manager handshaking at office meeting. Smiling female hr hiring recruit at job interview, bank or insurance agent, lawyer making contract deal with client at work.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/debt-arrangement-scheme-das\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Debt Arrangement Scheme (DAS)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/#website\",\"url\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/\",\"name\":\"Opus Restructuring &amp; Insolvency\",\"description\":\"Delivering financial and operational support to businesses\",\"publisher\":{\"@id\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/#organization\",\"name\":\"Opus Restructuring &amp; Insolvency\",\"url\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2020\\\/04\\\/ORI-Logo-White-and-Bright-Green-Website.png\",\"contentUrl\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/wp-content\\\/uploads\\\/sites\\\/4\\\/2020\\\/04\\\/ORI-Logo-White-and-Bright-Green-Website.png\",\"width\":1042,\"height\":334,\"caption\":\"Opus Restructuring &amp; Insolvency\"},\"image\":{\"@id\":\"https:\\\/\\\/opusllp.com\\\/restructuring-insolvency\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Debt Arrangement Scheme (DAS) - Opus Restructuring &amp; Insolvency","description":"For more advice on the Debt Arrangement Scheme, we offer an initial free consultation to review and make recommendations.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/opusllp.com\/restructuring-insolvency\/debt-arrangement-scheme-das\/","og_locale":"en_GB","og_type":"article","og_title":"Debt Arrangement Scheme (DAS) - Opus Restructuring &amp; Insolvency","og_description":"For more advice on the Debt Arrangement Scheme, we offer an initial free consultation to review and make recommendations.","og_url":"https:\/\/opusllp.com\/restructuring-insolvency\/debt-arrangement-scheme-das\/","og_site_name":"Opus Restructuring &amp; Insolvency","article_modified_time":"2024-11-28T09:31:47+00:00","og_image":[{"width":1254,"height":836,"url":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-content\/uploads\/sites\/4\/2024\/09\/iStock-2004890520.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Estimated reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/opusllp.com\/restructuring-insolvency\/debt-arrangement-scheme-das\/","url":"https:\/\/opusllp.com\/restructuring-insolvency\/debt-arrangement-scheme-das\/","name":"Debt Arrangement Scheme (DAS) - Opus Restructuring &amp; Insolvency","isPartOf":{"@id":"https:\/\/opusllp.com\/restructuring-insolvency\/#website"},"primaryImageOfPage":{"@id":"https:\/\/opusllp.com\/restructuring-insolvency\/debt-arrangement-scheme-das\/#primaryimage"},"image":{"@id":"https:\/\/opusllp.com\/restructuring-insolvency\/debt-arrangement-scheme-das\/#primaryimage"},"thumbnailUrl":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-content\/uploads\/sites\/4\/2024\/09\/iStock-2004890520.jpg","datePublished":"2024-08-29T10:21:21+00:00","dateModified":"2024-11-28T09:31:47+00:00","description":"For more advice on the Debt Arrangement Scheme, we offer an initial free consultation to review and make recommendations.","breadcrumb":{"@id":"https:\/\/opusllp.com\/restructuring-insolvency\/debt-arrangement-scheme-das\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/opusllp.com\/restructuring-insolvency\/debt-arrangement-scheme-das\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/opusllp.com\/restructuring-insolvency\/debt-arrangement-scheme-das\/#primaryimage","url":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-content\/uploads\/sites\/4\/2024\/09\/iStock-2004890520.jpg","contentUrl":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-content\/uploads\/sites\/4\/2024\/09\/iStock-2004890520.jpg","width":1254,"height":836,"caption":"Happy mid aged business woman manager handshaking at office meeting. Smiling female hr hiring recruit at job interview, bank or insurance agent, lawyer making contract deal with client at work."},{"@type":"BreadcrumbList","@id":"https:\/\/opusllp.com\/restructuring-insolvency\/debt-arrangement-scheme-das\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/opusllp.com\/restructuring-insolvency\/"},{"@type":"ListItem","position":2,"name":"Debt Arrangement Scheme (DAS)"}]},{"@type":"WebSite","@id":"https:\/\/opusllp.com\/restructuring-insolvency\/#website","url":"https:\/\/opusllp.com\/restructuring-insolvency\/","name":"Opus Restructuring &amp; Insolvency","description":"Delivering financial and operational support to businesses","publisher":{"@id":"https:\/\/opusllp.com\/restructuring-insolvency\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/opusllp.com\/restructuring-insolvency\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/opusllp.com\/restructuring-insolvency\/#organization","name":"Opus Restructuring &amp; Insolvency","url":"https:\/\/opusllp.com\/restructuring-insolvency\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/opusllp.com\/restructuring-insolvency\/#\/schema\/logo\/image\/","url":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-content\/uploads\/sites\/4\/2020\/04\/ORI-Logo-White-and-Bright-Green-Website.png","contentUrl":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-content\/uploads\/sites\/4\/2020\/04\/ORI-Logo-White-and-Bright-Green-Website.png","width":1042,"height":334,"caption":"Opus Restructuring &amp; Insolvency"},"image":{"@id":"https:\/\/opusllp.com\/restructuring-insolvency\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-json\/wp\/v2\/pages\/169546","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-json\/wp\/v2\/comments?post=169546"}],"version-history":[{"count":5,"href":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-json\/wp\/v2\/pages\/169546\/revisions"}],"predecessor-version":[{"id":172173,"href":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-json\/wp\/v2\/pages\/169546\/revisions\/172173"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-json\/wp\/v2\/media\/170026"}],"wp:attachment":[{"href":"https:\/\/opusllp.com\/restructuring-insolvency\/wp-json\/wp\/v2\/media?parent=169546"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}