The hard realities of ‘soft credit’
Those who run and manage businesses are familiar with the two traditional sources of funding. They understand balance sheet finance, whether it is debt from lenders or equity
Strategic Advisory
As CBILS defaults rise, what now for struggling borrowers?
The Coronavirus Business Interruption Loan Scheme (CBILS Scheme) One of the three main pandemic loan mechanisms, the CBIL Scheme, ran from March 2020 to March 2021. Lenders advanced
Debt collection challenges as business energy price support is slashed
The government’s cut in support for businesses on their energy costs announced in the new Energy Bills Discount Scheme was expected, but the scale of it has left
How will businesses be affected by the energy support cut?
As energy prices disappeared off the chart in the wake of the Ukraine conflict, the government opened its coffers last autumn and wrote what has turned out to
After the annus horribles of 2022, what will the business outlook be in 2023?
The futility of predicting 2022 Even Nostradamus would have struggled to get his economic forecasts right for 2022, although there were straws in the winter wind with consumer
What does the Government’s political reset mean for businesses?
The Prime Minister’s speech on 4 January was intended to clarify the aims and aspirations of what is still a very new administration, coming after a period of