Rachel is a Director based in our Manchester office, bringing over two decades of hands-on experience in the personal insolvency sector.

Throughout her career, Rachel has developed a deep understanding of the challenges individuals and businesses face during financial hardship. She has played a key role in facilitating mutually beneficial agreements between debtors and creditors, helping to restore financial stability.

In recent years, Rachel has taken on a more strategic and consultative role, supporting businesses in enhancing systems, processes, and training programmes. She has led responses to multiple targeted visits each year, conducted internal audits, and worked closely with industry bodies to help organisations meet evolving regulatory expectations.

The long-standing relationships Rachel has built with creditors have involved working in partnership to raise standards and drive positive change across the sector.

Outside of work, Rachel lives in Manchester with her two miniature dachshunds, Luna and Lulu. She’s passionate about discovering new cultures and enjoys spontaneous getaways—particularly around Europe.